HEI, UT CHENG CHEONG

Financial Application Architect

✓ VERIFIED

Central Banking | Payment Systems | RegTech-Ready
📍 Macao SAR · Financial & Regulatory Technology

⚡ Architecting secure, scalable financial systems for central banking & cross-border payments. RegTech, AML, and ESG-ready infrastructure.

MBA PMP® SAFe SM CISA CISM CAMS CFA ESG

📧 EMAIL 📱 WHATSAPP 🎨 UI PORTFOLIO

CUHK CUHK (香港中文大學)

Master of Business Administration - MBA

2019 – 2021

Finance and Technology · FinTech, digital transformation, financial analytics.

NTU National Taiwan University (國立臺灣大學)

Bachelor of Business Administration - BBA

2006 – 2010

Information Management · Business intelligence, database systems, IT governance.

BIS

BIS Online Course on Finance, Innovation and Technology (BIS-FIT)

Bank for International Settlements

April – June 2025

Central banking digital currencies (CBDC), fintech supervision, and innovation in payment systems.

HKIB

HKiB Green Finance & Sustainability

The Hong Kong Institute of Bankers

Dec 2024

Specialist Certificate · Green Finance, Sustainability · ID: EXAM-2022-10300F005

SAFe

Certified SAFe® 6 Scrum Master

Scaled Agile, Inc.

Nov 2023

Enterprise Agile · Lean Portfolio · SAFe 6 practitioner

CFA

Certificate in ESG Investing

CFA Institute

Nov 2023

ESG analysis · Sustainable finance · Credential ID 102192283

MAMLS

Macau AML Specialist (MAMLS)

Macau Anti-Money Laundering Specialists Association

Mar 2023

Anti Money Laundering · RegTech · Supervisory Technology

ISACA

Certified Information Systems Auditor (CISA)

ISACA

May 2023

Information Security · IT Governance · Audit & Assurance

SAFe

Certified SAFe® 5 Scrum Master

Scaled Agile, Inc.

Jan 2021

Application Development · Software Project Management

ISACA

Certified Information Security Manager (CISM)

ISACA

Feb 2021

PCI DSS · Security Awareness · Risk Management

ACAMS

Certified Anti-Money Laundering Specialist (CAMS)

ACAMS

Aug 2020

Regulatory Technology · Supervisory Technology · AML/CFT

PMI

Project Management Professional (PMP)

Project Management Institute

Jun 2020 (exp. Jun 2023)

Predictive & Agile · Stakeholder Management · Governance

🏆 JCI Fintech Innovation Competition · Runner up

JCI 濠江青年商會 · 商夢啟航 金融科技創新大賽 – 亞軍

2023

Recognized for developing an innovative RegTech solution enhancing cross-border payment transparency and AML readiness.

🏅 “ICBC CUP” – Third Prize

“工行杯”全國大學生金融科技創新大賽之第一屆澳門大學生金融科技創新大賽 – 三等獎

2021

Awarded for a prototype focusing on inclusive digital payment infrastructure and embedded regulatory compliance.

⚙️ CORE COMPETENCIES

Application Architecture · RegTech · ESG

ACTIVE

Financial Application Architecture Central Banking Systems Payment Systems (RTGS/FPS) RegTech / SupTech AML & CFT Frameworks ESG Investing & Reporting SAFe / Agile Transformation IT Risk & Compliance Cloud Governance Cross-border Payments CBDC & Digital Currencies

🌐 Languages: English · Cantonese (native) · Mandarin (fluent)

heicheong.com · Vibe Coding Architect Edition · Credentials verified